RAMS Construction Calculator

If you’ve built or renovated before, you will know that it’s no easy feat, so equipping yourself with the right knowledge can make all the difference to your experience.

Our mates at RAMS have a brand new tool over on their website that we’d encourage you guys to check out if you’re looking to start planning your build journey. The RAMS construction calculator allows you to get an idea of what your build cost and your home loan repayments might be, even before you start the build. With this in mind, it’s a great tool for helping you budget for your project.

It starts by asking a few questions about your situation, for example, “Are you a first home buyer?” It then goes on to ask some more specific questions about the build, such as the construction style, materials, bedrooms, bathrooms, quality of finishes and floor area. All this information will help generate an estimate to give you an idea of the average build cost in your state or territory, and in turn, an idea of what your home loan repayments may be.

It’s a great tool so head over to to check it out for yourself and let us know how you go!


This post is a paid partnership with RAMS. The information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice. Credit criteria, fees and charges apply. RAMS Financial Group Pty Ltd ABN 30 105 207 538 AR 405465 Australian credit licence 388065. Credit provider and issuer of RAMS deposit products: Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.